An Experienced West Georgia Car Accident Attorney Will Help Level the Playing Field.



Insurance companies are for-profit businesses. They profit by getting more through payment of premiums and through their investment of those premiums than they pay out in claims.  The less they pay you for your claim, the greater their profit.  Though they may claim to be “on your side” and that they will “be there” for you, they are not.  They will pay you the very least amount they can get away with.  

Insurance companies do not give money away.
The only way to get fair compensation for your injuries is to force them to pay you. The only thing that makes insurance companies pay is a real threat of a big jury verdict (or an actual verdict!).  If you want to get a fair amount, you need a West Georgia car accident attorney who is not afraid to go to trial to get you what you deserve.
An experienced trial lawyer can make all the difference.

Most Douglasville, Carrollton and West Atlanta car accident attorneys rarely if ever try cases. They settle for whatever the insurance companies say they have to settle for.  They can be doing their clients a great disservice if the insurance company is not making a fair offer.  The attorneys at Hartley, Rowe & Fowler, P.C. are willing to try it before a jury. We are experienced and have decades of courtroom experience.  We are not afraid to let a jury decide what your case is worth. Sometimes you have to be willing to call the insurance company’s bluff to get a fair settlement. 

An experienced trial lawyer who was a former insurance defense attorney can make all the difference.
For over eight (8) years, Kenneth B. Crawford was a trial attorney defending insurance companies against claims.  He met with adjusters, team managers and upper management of insurance companies.  He has seen their computerized files and their inner workings.  He tried cases to verdict for insurance companies and knows how they operate.  Because of this experience, Hartley, Rowe & Fowler, P.C. knows the pressure points to exact the best settlement or verdict for you.  

Insurance companies fear bad faith verdicts and punitive damages.  They have “phases of litigation” with different budgets for each phase.  Obtaining the best possible result for a client is often the result of timing, and Hartley, Rowe and Fowler, P.C. can help you achieve that result. 

The difference between the insurance offer and our settlements and jury verdicts has been many hundreds of thousands of dollars for my clients.
•    In one case my client was offered a little over $300,000 by the insurance company, but a jury eventually returned a verdict of $670,000. 
•    In another case I took to trial my client was offered less than her medical bills before trial.  It wasn’t until we were in the courtroom on the day of trial ready to present the case to the jury that the insurance adjuster ended up paying a fair settlement.  

These are just two examples Please see our other RESULTS for more examples of our clients getting better verdicts and settlements than the final offer from the insurance company.

Get personal attention.
We do not run a high volume “mill”, passing off cases to inexperienced associates or a team of paralegals. We personally devote to every case and we make a point of staying on top of all cases to make sure they are headed in the right direction. We start preparing your case for trial from the day it comes through the door until the day it settles or goes to trial. This is a lot of work, but it is the only way to make sure you get the most for your personal injury claim.

Less stress, less hassle, and more money.
If you hire us, you are done talking to the insurance companies. Your only job is to keep the legal assistant and your attorney updated on your medical treatment. We take care of the rest so you can focus on getting better. You can quit worrying about whether or not the insurance company is taking advantage of you and start getting on with your life.

You get considerably more money, even after fees.
We have handled many hundreds of West Georgia car accident injury cases and I have seen the offers that some of my clients received before hiring me. In virtually every case, I have significantly increased the amount that ended up in their pocket.  If we don’t honestly believe we can get you more money through our representation, we will tell you so.  


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Frequently Asked Questions


1. Why is it important to hire a trial lawyer?
There are few lawyers who actually try cases and even fewer who are good at it.  Many lawyers are fearful of a jury trial, and insurance companies know this. We are not afraid of arguing your case before a jury.  Many cases are settled, but you have to be willing to go the distance to get top dollar.  You can see our results [add hyperlink] page for examples of successful results for clients.  
Who would you rather have advise you on what your personal injury claim is worth, an insurance adjuster or your trial lawyer whose interests are aligned with yours?  As explained below, we operate on a contingency fee basis – no fee unless you collect.  Since what we are paid is a percentage of what you collect, our interests are tied, unlike at adjuster at your “good neighbor” or “good hands” insurance company.  The more money we can obtain for you, the more we collect.  The less money they pay you the more they get paid.  You need someone on your team.  We will advise you when we think you can obtain the best result through a settlement, and we will advise you when we think you could obtain a better result by filing suit or going all the way to a jury trial.     

2. What does it cost to hire an West Georgia personal injury attorney?
Nothing unless we recover money for you.  The initial consultation whether we take your case or not is free.  If we agree to enter into an attorney-client relationship, then we handle all West Georgia personal injury cases on a contingency basis. What this means is that we charge a percentage of the recovery.  We only get paid if you recover from insurance companies or at fault parties. 

3. Will I have to pay anything up front?
No. We advance all of the costs of litigation up front, e.g., filing fees, costs to obtain medical records, court reporter fees, etc…  It can be very expensive to hire doctors, accident reconstructionists, and other expert witnesses, but they can be the difference between getting nothing and getting what you deserve. When looking for a personal injury lawyer, make sure look for someone who is willing to invest the time and money it takes to win your case.

4. Does it take a lot of time to make a personal injury claim?
No. Your time is important, so I do not waste it. Some clients prefer to do an initial consultation over the phone and don’t even have to come to my office.  In this day of modern technology, we can communicate using email, scanning and text messaging.  Unless a case goes to trial, it takes very little of your time. If a case does go to trial, it usually involves 2-3 days in court and a couple meetings with us in the weeks before trial.

5. Will I have to go to trial?
Probably not. We prepare every case for trial from day one, but over 90% of cases settle. Insurance companies know who the trial lawyers who will actually try a case and usually do not want to go up against a good lawyer with a good case.

6. Should I call an attorney if I want to handle the claim myself?
Yes.  We never charge for a personal injury consultation. In a few minutes over the phone I can give you an estimate of what a fair settlement amount is for your personal injury claim. You then can make an informed decision about whether or not to get a personal injury attorney involved.  Believe it or not, on several occasions, we have told prospective clients that they would be financially better off to take an insurance company’s offer or handle a small claim in magistrate court themselves.  

7. Should I do a recorded statement with the insurance company?
No. They only want to get a recorded statement to use against you later at trial. If want to give them a statement, tell them they cannot record it.  If you hire us, we can prepare you before a recorded statement.  We will also sit with you (or if you prefer, be on the telephone) to object to unfair questions or help clarify a confusing recorded statement by also asking you questions on the recording.  

8. What if the other driver has no, or very low, insurance?
If the other driver has no insurance, you can still make a claim. Almost all auto insurance policies have uninsured motorist coverage, so you can still make a personal injury claim even if the other driver has no insurance.  If the at-fault driver has low insurance limits, oftentimes you can “stack” the uninsured motorist coverage on top of it to have more money accessible to you.  There is also medical payments coverage and other coverages that may be available to you.  

9.  Should I wait to consult with a trial lawyer?
No.  Whether you hire Hartley, Rowe & Fowler, P.C. or another law firm, you should talk to a personal injury lawyer right away.  There a many things you need to do in the early stages of the case such as take photographs or video while the evidence is still fresh.  Bruises fade and painful scars can heal.  Damaged vehicles get sold for scrap.  A picture or video is worth a thousand words in front of a jury.  A set of pictures of a client’s injury and a horrifically damaged car or truck can make an insurance company pay you six months or a year before a jury would otherwise make them pay!  

In addition, there are deadlines under the law, such as deadlines to notify insurance companies of a loss and deadlines of time to file suit.  Call today for a free consultation!